32D Gifford Road, Papatoetoe Auckland City 2155
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📍 Papatoetoe, Auckland
32D Gifford Road, Papatoetoe Auckland City 2155
Open Sat, Oct 25•
305 views •Seller located in Papatoetoe, Auckland
32D Gifford Road, Papatoetoe, Auckland 2025, New Zealand
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Details
Bedrooms3 Bedrooms
Bathrooms1 Bathrooms
Garages1 Garage Parks
Property TypeHouse
Description
Ready to move in! Gem in Papatoetoe! Unbeatable value in Papatoetoe - Freehold, 310m² (more or less) This beautifully renovated 3-bedroom home offers an excellent opportunity for investors or first- home buyers. Set on a 310m² freehold section, this standalone property is more affordable than buying a townhouse in Papatoetoe, with all the benefits of space, privacy, and comfort. Key Features: - 3 Double Bedrooms - Spacious and well-lit, perfect for family living. - Single Garage with Internal Access - Plus space for 3-4 onsite car parks. - Brand New Carpet & Freshly Painted Walls - Ready for you to move in! - Separate Bathroom & Toilet - Convenience for the whole family. - Private, Spacious Garden Area - Ideal for outdoor activities and entertaining. - Quiet and Peaceful Neighbourhood - A family-friendly community. This home offers plenty of room for a growing family and provides a peaceful retreat in the heart of Papatoetoe. With its modern updates, private garden, and ample parking, it's an unbeatable option at a more affordable price than local townhouses. Perfect for Families or Investors: Whether you're looking for a family home or a solid investment, this property delivers on value and location. Don't Miss Out! Contact for more information or to arrange a viewing. PLEASE NOTE: Specified floor and land area sizes have been obtained from sources such as Property Guru, Auckland Council (LIM) or Title documents. They have not been measured by the Salesperson or Hills Real Estate Limited. We recommend you seek your own independent legal advice if these sizes are material to your purchasing decision.
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$
%
$207 / month
Total repayment$74,694
Interest (67%)$49,694
Principal (33%)$25,000
Interest/Principal ratio1.99
Mortgage breakdown
| Year | Principal paid | Interest paid | Ending balance |
|---|---|---|---|
| 2026 | $159 | $2,331 | $24,841 |
| 2027 | $175 | $2,315 | $24,666 |
| 2028 | $192 | $2,298 | $24,475 |
| 2029 | $210 | $2,280 | $24,265 |
| 2030 | $231 | $2,259 | $24,034 |
| 2031 | $253 | $2,236 | $23,781 |
| 2032 | $278 | $2,212 | $23,503 |
| 2033 | $305 | $2,185 | $23,197 |
| 2034 | $335 | $2,155 | $22,862 |
| 2035 | $368 | $2,122 | $22,495 |
| 2036 | $404 | $2,086 | $22,091 |
| 2037 | $443 | $2,047 | $21,648 |
| 2038 | $486 | $2,004 | $21,162 |
| 2039 | $534 | $1,956 | $20,629 |
| 2040 | $586 | $1,904 | $20,043 |
| 2041 | $643 | $1,847 | $19,400 |
| 2042 | $706 | $1,784 | $18,694 |
| 2043 | $774 | $1,715 | $17,920 |
| 2044 | $850 | $1,640 | $17,070 |
| 2045 | $933 | $1,557 | $16,137 |
| 2046 | $1,024 | $1,466 | $15,113 |
| 2047 | $1,124 | $1,366 | $13,988 |
| 2048 | $1,234 | $1,256 | $12,755 |
| 2049 | $1,354 | $1,135 | $11,400 |
| 2050 | $1,486 | $1,003 | $9,914 |
| 2051 | $1,632 | $858 | $8,282 |
| 2052 | $1,791 | $699 | $6,491 |
| 2053 | $1,966 | $524 | $4,526 |
| 2054 | $2,158 | $332 | $2,368 |
| 2055 | $2,368 | $122 | $0 |
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